I've never suffered from credit card debt before. I spent a couple of hours yesterday calculating how long it would take for me to pay off all my debt. Credit card debt, that is, not my student loans. Student loans are like a faithful companion; they will never, ever, leave me. Anyway, let's just say that I am really looking forward to 2018. I will finally have my car paid off and my salary should see a slight raise as well.
This morning, I read an article on a 42-year-old millionaire and his advice on spending and saving. My biggest takeaway from his wisdom was making a spreadsheet of your finances. I had done this when I first moved back to the states but stopped keeping up with it because my spending and earning patterns were fairly consistent. But now that I am in debt, I figured tracking my money again would help me restart my journey towards becoming a millionaire high school teacher.
I must say that the past month did not look too pretty. But I guess when you're at the bottom, you can only go up, right?
Thought of the Day: Soup Plantation
Song of the Day: Matthew Heath & Grady Griggs-Slow Down